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Editorial
Study up on college savings vehicles
Another school year is drawing to a close — so if you have young children, they’re one year closer to the day when they head off to college. And both you and your children need to prepare for that day. Your kids can do so by developing good study habits. As for you, it’s never too soon to start preparing for the high costs of higher education. Just how costly is college? According to the College Board’s figures for the 2012-13 academic year...
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Be aware of the need for disability insurance
It probably doesn’t show up on your calendar, but May is Disability Insurance Awareness Month. And you might agree that such a month is useful, when you consider the following: • Three in 10 workers entering the workforce today will become disabled before retiring, according to the Social Security Administration. • At age 42, you are four times more likely to become seriously disabled than to die during your working years, according to Na...
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Investors can learn from swimmers’ diets
Summer isn’t here yet, but it’s getting close. And for many people, the arrival of summer means it’s time for swimming at the local pool or lake. If you’re just a casual swimmer, you probably don’t have to adjust your diet before jumping in. But that’s not the case with competitive swimmers, who must constantly watch what they eat and drink, particularly in the days and hours preceding their races. While you may not ever have to concern yours...
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Nourish the “roots” of your investment strategy
On Arbor Day, which we celebrate this week, people across the country plant trees. Of course, trees provide us with many benefits, including beauty, fruit and oxygen, as well as protection against land erosion. But the act of planting and nurturing trees can also guide our behavior in other areas of life — such as investing. First of all, consider the vision and patience exhibited by tree growers when they plant their saplings. As an invest...
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Our view: A vote for transparency
Local residents don’t need to be schooled on what happens when elected officials do government business out of the sunlight. That is how the Wake County Board of Education dismissed Tony Tata as the superintendent without public input. Yet, there is a bill in the state Senate now that would make it easier for local governments to erect a wall between themselves and the public. Senate Bill 186 would allow governments to post public notices...
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Investors can learn from Earth Day’s lessons
Next week, we observe Earth Day. First celebrated in 1970, Earth Day has grown into an international movement whose goal is to raise awareness of the need to take action to sustain a healthy, sustainable environment. You can do your part through recycling and other measures, but you can also apply some of the lessons of Earth Day to your financial situation — and, in particular, to your approach to investing. Give these ideas some thought: ...
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